Auto | Homeowners | Life | Health | Business | Insurance | Calvert | Charles | St Marys | county
Marshall & Associates Insurance, Inc.
Welcome to our website and thank you for stopping by, we are here to serve you. Please know that our clients are our highest priority and personal service is the cornerstone of our business. Our agency sucess is built on relationship’s with clients like YOU!
WIN AN OUTBACK STEAKHOUSE GIFT CERTIFICATE WORTH $100!
It’s very simple to enter! Read the contest rules below:
- Must be 18 years or older to participate
- Must “Like” Marshall & Associates on Facebook
- Request a quote or send message with a question about insurance. You must include your full name, email, phone number and message to be entered into the contest
- You will receive and email confirmation from the agency that your message was received and your name has been entered into the contest
- You may only enter once
- The winner will be announced on Friday, June 15th, 2012 via Facebook, thebaynet.com and personal email.
- The winner must pick up the gift certificate at the agency or call to make special arrangements for the delivery
The Right Kind of Auto Insurance is Never an Accident
You may be able to purchase an item over the phone, through the mail or online, but that doesn’t mean it’s the best option. Without the right insurance protection, you and your family might not be able to pay for necessary medical expenses, car repairs, legal fees and other costs that come with being involved in an accident whether you’re at fault or not.
- Medical Payments
- Uninsured Motorist coverage
- Underinsured Motor Vehicle coverage
- Personal Injury Protection
- Towing and Labor
Rental Reimbursement and Travel Expense
Your home is more than just where you live. It reflects your unique character, hard work and personal dreams. It’s filled with memories as well as treasures you want to protect. At Marshall & Associates we understand that you expect your homeowner’s insurance to safeguard you from financial distress in the event of fire, theft, tornado or other covered events.
We will provide a homeowner’s policy specifically designed to meet your unique needs for dwelling replacement, contents replacement, outbuildings and other structures, loss of use, personal liability, medical payments to others, credit card forgery, and extended coverage for home computers, special treasures, or higher coverage limits if needed.
Your business is more than a job, it’s your life. You need flexible, tailored insurance coverage that addresses specific exposures and goals. Satisfying this need is not just a matter of calling an 800 number or getting a quote on a Web site. At Marshall & Associates we understand the unique issues facing business owners.
Drawing on long experience, a local presence, a comprehensive portfolio of products and services, and the commitment of our agency, we can help you manage the risks of day-to-day commerce. And we can help you recover from misfortune and keep your business intact until the day you decide to sell it or pass it on to the next generation.
Life insurance is a simple answer to a very difficult question: How will my family manage financially when I die? It’s a subject no one really wants to think about. But if someone depends on you financially, it’s one you cannot avoid. There are many types of life insurance, but for all of them the bottom line is the same: It pays CASH to your loved ones after you die, replacing your income and allowing the financial plans you put in place to continue uninterrupted.
What kind should you buy? Term Insurance – it provides protection for a specific period of time(the “term”)and is designed for temporary circumstances. Typically term insurance offers the greatest amount of coverage for the lowest initial premium and is a good choice for young families on a tight budget. Permanent Insurance – offers lifelong protection, and you can accumulate cash value on a tax-deferred basis.
The cash value can help out during tough financial times, provide funds to take advantage of an opportunity, or supplement retirement income. The downside? Initial premiums are considerably higher than what you would pay for a term policy with the same face amount.
Disability Income Insurance
Don’t let a disability cripple your income! No one expects to become disabled – but it can happen to anyone at any time. While most Americans insure their lives and material assets, such as their homes, cars, etc., many overlook the need to protect their most valuable asset – the ability to earn an income! What would happen if you were sick or hurt and unable to work? Could you maintain your standard of living?
The real question is – can you afford not to? A disability income policy can help ensure you’ll receive income while your disabled. At Marshall & Associates we offer disability income coverage for Individuals, Business Owners, and Farmers.